Tow Truck Insurance coverage is now for any business-owned or leased commercial vehicle. A Tow Truck Insurance Policy typically includes liability coverage for property and personal damage to others as well as on hook coverage and personal injury protection. Tow Truck Insurance can also cover physical damage to the owned or leased tow truck which is also refereed to as collision, and either comprehensive or fire and theft coverage.
No, but just like you need auto insurance for your own car, you need business auto insurance to cover your business-owned or leased tow truck or flat bed vehicles.
Coverage for damages that involve bodily injury to others for which you become responsible under law. Tow Truck Limits available up to $1,000,000.
Coverage for damage to property of others for which you become responsible under law. Tow Truck Limits available up to $1,000,000.
Coverage for reasonable and necessary medical expenses and funeral services for those who are accidentally injured while in your automobile or while getting into or out of your automobile.
Coverage for medical, hospital, rehabilitation, loss of wages or loss of services costs resulting from injury to you or any resident family member. In case of death to the insured or a resident family member, death benefits and survivor benefits, if applicable, will be provided. Aggregate limits available up to $175,000.
A towing specific coverage that provides physical damage coverage for an auto or watercraft while being towed by an insureds’ covered vehicle. The coverage provides protection in the event of fire, theft, explosion, vandalism or a collision. This is not the same as cargo coverage. Limits available up to $100,000 or more.
Protection for the loss of or damage to your vehicle and its equipment from all causes except collision, subject to the deductible on the policy.
Protection for the collision damage to your automobile and its equipment, subject to the deductible on the policy.
Coverage allows you to recover bodily injury damages due to an accident where the other party does not have insurance, and is found legally liable.
Coverage allows you to recover bodily injury damages due to an accident where the other party is found legally liable and does not have adequate liability limits.
Covers liability for automobiles hired under contract on behalf of or loaned to the named insured.
Coverage for an automobile of any type, hired, borrowed or leased on a short term basis for use in the insureds’ business.
Coverage for a private-passenger automobile used in the business of the named insured by any person, or the occasional and infrequent use of a commercial automobile in the business by any of your employees.
Although we are typically asked this question, there is no “out of the box” price for the cost of Tow Truck Insurance. Because vehicles, usage, company history, drivers, operational territories and coverage limits vary from policy to policy, there is no way to offer a number with us processing and collection some important information.
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