Restaurant Insurance, Building Insurance, Builders Risk Insurance, Church Insurance

Professional Insurance Agency Service 

Castle Rock Insurance Agency is a professional full service Property & Casualty Insurance services boutique serving the Business and Personal Marketplace.

Building Insurance, Restaurant Insurance, Church Insurance, Personal Insurance 

If you are looking for Insurance for a Building, Insurance for a Restaurant, Insurance for a Church, a home & auto or have a business that needs commercial insurance coverage, we will take the time to explain what you are buying, so you understand what is at stake and what you will be protected for.

An Insurance Agency that Educates its Clients 

The key to our success is that we educate our clients to the exposures surrounding their personal and business assets so they can make educated decision as to their own insurance needs. We have been extremely successful in lowering insurance costs for our clients by leveraging our knowledge and relationships within the insurance industry. We always aggressively market and negotiate insurance premiums and coverage’s which usually results in an insurance product that is both comprehensive in coverage and competitive in price.

Are we competitive? Take a look at the long list of carriers we represent. Our job is to match the right company and the right insurance coverage with each individual or company looking for coverage.

Castle Rock Agency, Inc's  founders have a successful history. One was a previous underwriter from one of the nation’s biggest insurance wholesalers and the former president of one of the largest privately owned retail insurance agencies in New York City.  The other has almost a decade of experience as a underwriter with prior experience as a health care administrator with 2 back-to-back JCAHO commendations.

At Castle Rock we take the time to understand the operations of our clients and try to put together an insurance program that best suits their needs. No matter the size of the premium of an account, we treat all our clients with the same respect and attention.

Our success is embedded in our ability to continually surpass our client’s expectations. We are a company of people with a single-minded commitment to Customer Satisfaction. It is this attitude that makes Castle Rock stand out as a leader within the insurance community. And it is this attitude that can be seen in the quality of the services we provide to our customers.  We always strive to build relationships for life by exceeding expectations.

Insurance Experience and Expertise 

Experience - Our group of insurance professionals are among the most experienced in the industry. Importantly, our business model allows them to dedicate the necessary senior-level attention to clients.

If you are a commercial, business, personal or organizational client, or provide a personal service, you can benefit from our expertise.  Castle Rock Insurance Agency serves the personal and business insurance needs of individuals, families and businesses.

We Currently Offer Restaurant Insurance, Building Insurance, Church Insurance, Contractors Insurance, Builders Risk Insurance, Home Insurance, Auto Insurance, Umbrella, and Bonds in New York, NY, New Jersey, NJ, and Pennsylvania, PA.

Castle Rock Insurance Agency
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Employment Practices Liability Insurance | EPLI Insurance Claims on the Rise

Employment Practices Liability Insurance Claims are Increasing

Employment Practices Liability Insurance EPLI

According to the Equal Employment Opportunity Commission (EEOC*1) the average number of Employment Practices Liability cases filed from 1996 to 1999 was a staggering 80,000 per year. Employment Practices Liability Insurance

Employment Practice Liability Insurance Judgments, or EPLI Judgment awards increased almost 3 fold at 275% from 1994 to 1999. The total employment practices liability judgments awarded exceeded $100 million. The average verdict in Employment Practices Liability cases now approaches a half million by 1999, at over $450,000 per judgment, and Employment Practices Liability issues comprise 30% of all civil litigation in the U.S. Court. Age discrimination liability suits are rising more than any other sector of EPL Cases. The fact about Employment Practices Liability cases is that, according to court verdicts, the employee is deemed right most of the time. The Department of Labor cites that, employees and other plaintiffs won almost half or 41% of all jury decided trials and 26% of all non-jury trials in 1999, with punitive damages being assessed 19% of the time.

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Why You Need Employment Practices Liability Insurance EPLI

Why You Need Employment Practices Liability Insurance (EPLI)

  • A private company is more likely to have an Employment Practices claim than a General Liability or property claim.
  • 3 out of every 5 employers are sued by former employees
  • 65% of all companies that have ever fired an employee have been hit with an employment related lawsuit
  • In 2006, the median award for all plaintiff verdicts was over $200,000
  • Over 40% of all Employment Practices claims are brought against firms with less than 100 employees
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Church Insurance | Religious Organization and Institutional Insurance.

Church Insurance, Religious Organization, Pastoral Liability and Institutional Insurance

Many Churches are Improperly Insured

In 2006 the Asbury Park Press ran an article stating that approximately 60% of US dwellings are under insured, the average dwelling is undervalued by 22 percent. This report came out way before the surge in oil, gas & commodity prices. In the last year alone brick, concrete, plumbing, steel & aluminum and other building materials have increased 3.4%. Any material that is transportation-intensive or petroleum based has become even more expensive. In addition to the property insurance concerns, there are liability insurance issues that need to be addressed as well.

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Mortgage Protection Insurance for Financial Institutions

Mortgage Protection Insurance for Financial Institutions

Castle Rock Agency is proud to announce Mortgage Protection Insurance for Financial Institutions.

Why do Lending Institutions Need Mortgage Protection Insurance?

What does Mortgage Protection Insurance provide?

Why Mortgage Protection Insurance?

Click Here to find out more...

If you know someone in the mortgage banking industry, forward this to them so they can see how Castle Rock Agency can protect their banks interest.

 

 
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Monday, September 08, 2008
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