Short Term Production Insurance Eligible Productions
The following represents a list of eligible production types.
“The Making of” Videos
Animation
Commercial
Community TV Interview
Corporate Video
Demo Reel Shoot
Digital Video
Direct Sale Videos
Director’s Reel
Documentary
Editing
Educational & Training Film
Experimental Film
Feature Film
Festival Reel
Film Promotion
Independent Feature, Low Budget
Industrial
Infomercial
Instructional Video
Live Action Shot
Miscellaneous Production
Motion Picture
Music Video
Non Airing Pilot
Photography Shoot
Pick-up Shoot
Point of Sale Video
Post-production
Pre-production
Promotional Video
Public Access Program
Public Service Announcement
Reality Based TV Show
SAG Experimental
SAG Limited Exhibition
SAG Modified Low Budget
Sales Video
Short Film
Soap Opera
Spec Commercial
Spec Production
Television Pilot
Television Series
Television Special
Thesis Film
Trailer
Training Video
Video Biography
Video Game Shoot
Video Location Survey
Video Shoot (Miscellaneous)
Coverage Definitions
Equipment, Props, Sets and Wardrobe
What Equipment, Props, Sets and Wardrobe is covered?
Camera, sound, lighting and miscellaneous rented equipment. Owned equipment can be covered separately. Props, sets, and wardrobe are covered.
How much should I insure for?
The insurable value should be the total value of your rented equipment, props, sets, and wardrobe from all vendors. Owned equipment should be covered for their replacement cost.
Can the deductible be changed?
No. The deductible is based on the total limit of equipment, props, sets, and wardrobe.
Are “Loss Payees” included?
Equipment insurance includes your vendors being provided with certificates of insurance naming them as loss payee in the event of a loss. Unlimited certificates can be issued.
Negative Film or Videotape & Faulty Stock, Camera & Processing
What is covered?
Damage or destruction of raw film or tape stock, exposed film or videotape, faulty stock, faulty cameras or lenses.
How much should I insure for?
The coverage limit is the declared budget of the production, up to a maximum coverage limit of $25,000.
Extra Expense
What Extra Expense is covered?
Extra expense reimburses the insured for the out-of-pocket expenses in the event of the interruption, postponement or cancellation of the declared production, as a result of loss, damage or destruction of property or facilities contracted for use by the insured.
Third Party Property Damage
What Third Party Property Damage is covered?
Covers damages to locations while it is in the care, custody and control of the insured (i.e. damage to a house that you are shooting in).
General Liability
Are “additional insureds” included?
With blanket additional insureds, your vendors and locations will be provided with certificates of insurance naming them as additional insureds in the event of a loss. Unlimited certificates can be issued.
City and other special certificates
The City of LA, other cities, and entities may require “special wording” on their certificates or have a special form they require be completed. Film permit offices will require this.
Automobile (Hired & Non-Owned)
What Automobile insurance is covered?
Vehicles rented for the production. Liability covers injury to third parties or damage to their property. Physical damage provides coverage for damage to the vehicles.
Excess Liability
What Excess Liability is covered for my short term production?
This provides excess liability over the general liability and/or automobile and can be obtained in increments of 1,000,000.
Workers’ Compensation
What Workers Compensation Insurance is covered for my short term production?
Injury to your compensated and non-compensated employees and volunteers.
Who is not covered?
For corporations, partnership, LLC’s and other legal entities, officers are excluded from coverage. For individuals and dba’s, the owners are excluded from coverage.
